TCC Credit Co-operative Limited
Renovation Loan

A Helping Hand for Your Home Renovation

Your home is more than a place to live — it is where life's most meaningful moments happen. Whether you are refreshing your space, making sustainable upgrades, or creating your dream living environment, TCC's Renovation Loan is designed to help you make it happen with flexible financing, member-friendly rates, and exclusive partner benefits.

Welcoming home interior representing renovation plans
At A Glance

Key Highlights

Inspection of premises must be conducted before renovation work begins.

Borrowing Limit

Up to 6× Monthly Income capped at $30,000

Repayment Period

Up to 5 Years

Renovation Loan Rate

4.0% p.a.

Green Renovation Loan Rate

3.5% p.a.

Applying Is Simple

  1. 1

    Prepare Your Documents

    Personal, income, and other required supporting documents.

  2. 2

    Submit Your Application

    Apply online or speak with our Member Services team.

Estimate Your Renovation Loan Repayment

Enter your preferred loan amount and repayment period to see an indicative monthly repayment for this loan.

Loan Type

Renovation Loan

Flat Interest Rate (indicative)

4.0% p.a.

Estimated Monthly Repayment

$—

Results are estimates only, based on this loan's indicative rate. Final loan amounts, rates, and terms are subject to TCC's prevailing conditions and eligibility review.

Ready to Take the Next Step?

Tell us about your goals and our team will recommend a suitable lending solution tailored to your needs.