Our Story
Established in 1928, TCC Credit Co-operative is one of Singapore's oldest and most trusted member communities. What began as a small thrift and loan society has grown into a vibrant organisation where individuals and families come together to save, grow, connect, and support one another through every stage of life.
“We are not just a co-operative. We are a community built on the belief that when people come together with purpose, everyone moves forward.”
Unlike co-operatives tied to specific professions or industries, TCC is open to all Singaporeans, Permanent Residents, and Other Residents — because belonging should not come with barriers. Our members are professionals, homemakers, students, retirees, and everyone in between. What unites them is a shared commitment to growing together with trust, transparency, and genuine care.
As we approach our centenary in 2028, TCC continues to evolve — expanding services, strengthening community programmes, and building a modern member experience that honours our co-operative roots while looking forward with purpose.
Our Vision and Mission
Our Vision
To be the preferred Credit Co-operative, recognised for providing innovative, fair, and family-oriented financial services of exceptional quality and value.
Our Mission
To deliver the best financial and related services to our members and their families, ensuring their financial well-being and security.
Our Values
H
Humanity
We put people first — treating every member with empathy, respect, and genuine consideration.
E
Excellence
We pursue the highest standards in everything we do — from member services to community programming.
A
Accountability
We operate with integrity and transparency so members can always trust us to do the right thing.
R
Reliability
We show up consistently — delivering dependable support through every season of life.
T
Togetherness
We believe in collective strength — growing, supporting, and succeeding as one community.
Our Heritage
Founding Year
The Oriental Telephone Company Thrift and Loan Society was established, marking the beginning of a robust member-owned institution dedicated to promoting financial inclusion in Singapore.
Be Part of Our Legacy
Join a community built on nearly a century of trust, and help us write the next 100 years together.