TCC Credit Co-operative Limited

Benefits That Grow With You

At TCC, membership is more than access β€” it is about being part of a community that celebrates life's milestones, supports wellbeing, and grows together through every stage of life.

From welcoming new beginnings and recognising achievements to wellness support and thoughtful care, our member benefits are designed to bring greater value and peace of mind to everyday living.

Membership Benefit Grants

Supporting You Through Recovery

Hospitalisation Grant

Recovery should come with peace of mind and community care. The Hospitalisation Grant provides daily support during hospital stays so members can focus on what matters most.

At A Glance

Ordinary Members

Up to $1,050 maximum support

Associate Members

Up to $750 maximum support

Claim Period

Within 6 months from admission date

Membership Requirement

12 months of active contributions

How To Submit Your Claim

  1. 1

    Prepare Your Documents

    Hospital bill, admission details, and proof of membership.

  2. 2

    Submit Your Claim

    Send your documents through our Member Services team.

  3. 3

    Application Review

    Our team will review and process your submission.

  4. 4

    Receive Confirmation

    Successful claims will be communicated directly.

Submit Claim

A Lasting Gesture of Care

Benevolent Grant

At TCC, we believe our commitment to members extends through every stage of life. The Benevolent Grant is a meaningful gesture of support for a member's nominated loved ones during a time of loss β€” a reflection of our co-operative spirit of compassion, dignity, and togetherness.

At A Glance

Benevolent Grant β€” At A Glance
Membership Type1 to < 5 Years5 to < 10 YearsMore Than 10 Years
Ordinary Members$250$500$750
Associate Members$150$325$500

*Grant amounts increase with years of continuous membership and active contributions. A valid nomination must be on record with TCC.

How To Submit Your Claim

  1. 1

    Prepare Your Documents

    Death certificate and proof of nomination on record with TCC.

  2. 2

    Submit Your Claim

    The nominated beneficiary submits the claim to our Member Services team within 6 months of the member's passing.

  3. 3

    Application Review

    Our team will review and process the submission with care and confidentiality.

  4. 4

    Receive Confirmation

    Successful claims will be communicated directly to the nominated beneficiary.

Submit Claim

Celebrating New Beginnings

Baby Bonus

Welcoming a child is one of life's most meaningful milestones β€” and at TCC, we celebrate this joyful moment with you. The Baby Bonus is our way of sharing in your happiness and offering a warm welcome to every new member of your growing family.

At A Glance

Ordinary Members

$150 per child

Associate Members

$100 per child

*Claimable for up to two children per couple, once per child. Claim must be submitted within 6 months of the child's birth.

How To Submit Your Claim

  1. 1

    Prepare Your Documents

    Child's birth certificate and proof of membership contributions.

  2. 2

    Submit Your Claim

    Send your documents to our Member Services team within 6 months of birth.

  3. 3

    Application Review

    Our team will review and process your submission.

  4. 4

    Receive Confirmation

    Successful claims will be communicated directly.

Submit Claim

Celebrating Long-Time Members

Loyal Membership Award

Loyalty is one of the most meaningful foundations of community. The Loyal Membership Award honours Ordinary Members who have journeyed with TCC for 25 years or more β€” a recognition of unwavering dedication and the spirit of co-operative belonging.

At A Glance

Award Value

$500 shopping voucher

Membership Requirement

25 years of continuous Ordinary Membership

Annual Recipients

Up to 50 members recognised each year

Eligibility

Ordinary Members in good standing with active contributions

*Each member may receive the Loyal Membership Award once only. Terms and conditions apply.

No separate application is required. Eligible members are automatically reviewed by TCC's Member Services team each year. Award recipients will be notified directly and invited to attend the recognition ceremony.

Contact Us

Encouraging Learning & Growth

TCC Annual Dr. R. Theyvendran Annual Scholarship & Bursary Award

Education is one of the most meaningful investments in a family's future β€” and at TCC, we are proud to celebrate that journey. Through the Annual Scholarship & Bursary Awards, TCC recognises members' children and young members who demonstrate dedication, perseverance, and excellence in their studies.

At A Glance

TCC Annual Dr. R. Theyvendran Annual Scholarship & Bursary Award β€” At A Glance
Award ProgrammeEligible Levels
Annual Scholarship & Bursary AwardPrimary 3–University Final Year

*Awards are open to eligible members' children who meet academic and membership criteria.

How To Apply

  1. 1

    Prepare Your Documents

    Review the membership and academic criteria to ensure you qualify.

  2. 2

    Submit Your Application

    Gather all required documents and completed application forms.

  3. 3

    Application Review

    Submit before the announced deadline. Late applications will not be accepted.

  4. 4

    Receive Confirmation

    Shortlisted candidates will be reviewed by an independent panel and notified directly by TCC.

Celebrating Your New Chapter

Marriage Grant

Marriage marks the beginning of a meaningful new journey β€” and at TCC, we are honoured to celebrate this special milestone with you. The Marriage Grant provides thoughtful support for couples beginning life together, as part of our commitment to caring for members through every stage of life.

At A Glance

Marriage Grant β€” At A Glance
Membership Type1 to < 5 Years5 to < 10 YearsMore Than 10 Years
Ordinary Members$250$500$750
Associate Members$150$325$500

*Grant amounts increase with years of continuous membership. Both spouses must be TCC members. Claim must be submitted within 6 months of marriage.

How To Submit Your Claim

  1. 1

    Prepare Your Documents

    Marriage certificate and proof of membership contributions from both spouses.

  2. 2

    Submit Your Claim

    Send your documents to our Member Services team within 6 months of your marriage date.

  3. 3

    Application Review

    Our team will verify and process your submission.

  4. 4

    Receive Confirmation

    Successful claims will be communicated directly.

Submit Claim

Supporting Every Child With Care

Handicap Children Fund

Every child deserves care, dignity, and the opportunity to thrive. Through the Handicap Children Fund, TCC provides annual financial support to members caring for children with special needs β€” helping families manage additional costs with the warmth and solidarity of a caring community.

At A Glance

Handicap Children Fund β€” At A Glance
Membership TypePartial Handicap (per year)Full Handicap (per year)
Ordinary Members$150$250
Associate Members$100$200

*Claimable once per year for each eligible child up to 18 years of age. Combined monthly family income of $1,500 or below required.

How To Submit Your Claim

  1. 1

    Prepare Your Documents

    Doctor's letter, child's birth certificate, and proof of household income.

  2. 2

    Submit Your Claim

    Send your documents to our Member Services team within the claim period.

  3. 3

    Application Review

    Claims will be reviewed and verified before disbursement.

  4. 4

    Receive Confirmation

    Successful claims will be communicated and disbursed directly.

Submit Claim

Supporting Healthier Living

Heart Check-up Subsidy

Good health begins with awareness and prevention. The Heart Check-up Subsidy encourages members aged 40 and above to take proactive steps towards better heart health β€” because at TCC, caring for our community means supporting both your financial and physical wellbeing.

At A Glance

Heart Check-up Subsidy β€” At A Glance
Membership Type1 to < 5 Years5 to < 10 Years10 to < 20 Years20+ Years
Ordinary Members$10$15$20$25
Associate Members$5$10$15$20

*Claimable once per year for eligible members aged 40 and above. Check-up must be conducted at Lifeline Heart Centre. Claim must be submitted within 1 month of appointment.

How To Submit Your Claim

  1. 1

    Complete Your Check-up

    Attend your heart screening at Lifeline Heart Centre.

  2. 2

    Prepare Your Documents

    Proof of payment and date of check-up appointment.

  3. 3

    Submit Your Claim

    Send your documents to our Member Services team within 1 month of your appointment.

  4. 4

    Receive Confirmation

    Successful claims will be communicated directly.

Submit Claim

Thoughtful Gestures That Matter

Wellness Basket

Sometimes the smallest gestures bring the greatest comfort. When a member is hospitalised, TCC sends a fruit basket as a token of care, encouragement, and community support β€” a simple reminder that you are not alone on your road to recovery.

At A Glance

Delivery

Fruit basket delivered directly to your hospital room

Frequency

Once per year per eligible member

Admission Requirement

Admitted for more than one day in a recognised Singapore hospital (up to 30 days per calendar year)

Membership Requirement

12 months of active contributions

How To Request Your Wellness Basket

  1. 1

    Notify Member Services

    Contact TCC's Member Services team when the member is hospitalised.

  2. 2

    Provide Details

    Share the member's name, NRIC, hospital name, and ward details.

  3. 3

    We Handle the Rest

    TCC will arrange for the Wellness Basket to be sent directly to the hospital room at no charge.

Submit Claim

Ready to Belong?

Connect, support one another, and create meaningful experiences together as part of TCC.