Financial Solutions for Everyday Needs
Life comes with different goals, milestones, and unexpected moments — and TCC is here to support the journey with flexible, transparent, and member-friendly lending solutions.
Whether you are renovating your home, planning your future, supporting your education, growing your family, or simplifying your commitments, our loan solutions are designed around real-life needs with care, clarity, and community in mind.
HOME & LIFESTYLE
Renovation Loan
A Helping Hand for Your Home Renovation
Interest Rate
From 3.5% p.a.
Up To
$30,000
Renovation Loan
A Helping Hand for Your Home Renovation
Interest Rate
From 3.5% p.a.
Up To
$30,000
GROWTH & FUTURE
LIFE MILESTONES
FINANCIAL FLEXIBILITY
Secured Against Savings Loan
Access To Financial Support While Preserving Your Savings
Interest Rate
1.99% p.a.
Up To
80% of Savings
Consolidation Loan
Regain Financial Control with One Repayment Plan
Interest Rate
6.99% p.a.
Home Equity (Term) Loan
Access Financial Flexibility From Your Property’s Value
Loan to Value
Up to 75%
Secured Against Savings Loan
Access To Financial Support While Preserving Your Savings
Interest Rate
1.99% p.a.
Up To
80% of Savings
Why Members Appreciate This
Flexible Solutions
Designed around different life stages and goals.
Transparent Processes
Clear terms with no hidden surprises.
Community-Focused
A trusted co-operative supporting members since 1928.
Personalised Guidance
Our team is here to support your journey.
Applying Is Simple
- 1
Explore Your Options
Find the lending solution best suited for your goals.
- 2
Prepare Your Documents
Submit your identification and supporting documents.
- 3
Application Review
Our team will guide you through the process clearly and transparently.
- 4
Move Forward Confidently
Receive your approval and begin your next chapter with confidence.
Start Your Journey With TCC
From homes and education to milestones and everyday goals, TCC's lending solutions are designed to help members move forward confidently through every stage of life.